PGL's Certificates of Investment (COI)

Sound Investment, Better Returns!

PGL's, SECP-approved, COIs serve as one of the safest and most remunerative avenues for investment of savings and surplus funds, held by individuals and association of persons, including corporate entities, both in the Public and the Private sectors.

Our preferred minimum investment limit is Rupees 25,000.

PGL-COIs, are subject to the rules governing their issuance and are available in maturities of 12 months (1 year), 24 months (2 years) and 36 months (3 years) periods, and carry competitive rates of profit.

Profit rates on PGL-COls are altered, from time to time, in accordance with the prevailing market conditions. PGL issues appropriate announcements, in this regard, for the convenience of new investors and for those desiring a roll-over, upon maturity, of their existing investment.

You are invited to invest in PGL-COIs, which provide a steady stream of income.

For inquiries, including Registration Form, Investment Instructions, and Rules Governing Issue of PGL-COIs, please contact:

Mr. Suleman Chhagla (Chief Financial Officer )
Tel: (9221) 35820966, 35820301, 35824401
Fax: (9221) 35820302

Disclaimer: "The Certificate of Deposits of Non-Banking Finance Companies are subject to various risks including credit risk and liquidity risk. The prospective customers are advised to conduct their own due diligence prior to investing in Certificate of Deposits of a Non-Banking Finance Company."

Currently applicable profit rates on PGL-COIs are as per our latest announcement on this Website.

COI Rates w.e.f. April 25, 2022
12 months (1 year) - 12.50% per annum
24 months (2 years)- 13.00% per annum
36 months (3 years)- 13.50% per annum

The certificates are encashable after 45 days as per SECP regulation. In case of premature encashment following condidition shall apply:

* These rates apply to COI's issued on or after 25 April 2022.